Our Services
Mortgage Protection
Looking to protect your home and loved ones in the event of death? We are here to help you design an insurance policy that provide customizable durations, guaranteed death benefit, and competitive premiums to help meet your specific needs.
Your home may be one of your biggest assets and your family probably depends on your income to help pay the mortgage payments. If life takes an unexpected turn, your loved ones might struggle financially to keep the home. Click here to find out how to help protect your home with life insurance.
Use this handy worksheet to help determine how much life insurance you and your spouse need to help protect your family’s standard of living.
Tax-Free Retirement/ Retirement Planning
We all have dreams about how we would like to spend our retirement years. People are living longer than ever, and most Americans could spend 20 years in retirement.1
1Social Security Administration website 2017This is good news, but with longevity comes new financial challenges and the need to plan for them. That’s why we are here to help you and give you more information about some of the unexpected events that could have a major effect on your retirement. Watch this 3-minute video and review the helpful facts & statistics to start learning more.
Will you have enough money for retirement? We can help you set up a plan to retire stronger.
For more information: click on these resources:
College Funding
Saving for your child’s education can come in any form. Life insurance could help secure your child’s future.
Click here for a sample of how life insurance ca be used as a vehicle to fund your child’s education.
Living Benefits / Long - Term Care
52% of Americans reaching 65 will need some type of long-term care services in their lifetimes*.
*Morning Star. 75 Must-Know Statistics About Long-Term Care: 2018 Edition. August 2018.The traditional solution for covering these expenses was a long-term care policy. Long-term care insurance premiums have seen significant increases since 2000. Additionally, they are a “use it or lose it” type of program.
An alternative is a chronic illness rider on a life insurance policy. They can help minimize unexpected financial strain due to a chronic illness by providing access to funds while LIVING. This new generation of life insurance provides access to your death benefit as an income stream. Through this “living benefit rider” or chronic illness rider you can protect your retirement assets from some of life’s unexpected expenses like having a chronic illness.
Learn More:
How will you pay for potential Unexpected Expenses?
Video: Protection you never knew you always wanted
Life insurance chronic illness riders can help reduce the unexpected financial strain due to a chronic illness by providing case while LIVING.
Take a look at the realities of long-term illness care.
Women’s Financial Concern
Every future could use some more financial security whether you’re single with no kids, widowed or the second breadwinner of the family.
Do both spouses need life insurance?
Estate Planning / Charitable Gifts
A well-organized estate is one of the most thoughtful gifts you can leave your family. Others are philanthropists that love to help the community. We can design a plan that would fit your need whether to help you fund your estate or help support the charity or cause of your choice.
Marital changes or changes in your family status might change your beneficiary designation. Use this handy workbook to get started.